Miscellaneous Professional Liability

No two Miscellaneous professional liability risks are exactly alike. Our MPL product is broad and comprehensive, but most importantly, it can be tailored to meet the needs of a wide variety of businesses. Here at BGSU, our experienced underwriters have a solutions-oriented mindset so we’re focused on offering a MPL product to fit the exact needs of your business so that you can focus on meeting your client’s needs.

Here at Brit Global Specialty, we recognize the many risks that businesses confront every day that could lead to severe financial and economic damages. Coupled with today’s extremely litigious environment, businesses and professionals across all industries are continuously exposed to potentially damaging lawsuits that could cripple a business. Having a comprehensive Miscellaneous Professional Liability (MPL) policy in place can help protect companies against costly and time consuming lawsuits. The MPL team at Brit has decades of experience underwriting errors and omissions insurance across all classes of business and industries. We specialize in identifying solutions to meet the needs of our customers, and then tailor a policy to specifically meet those needs. Brokers and producers know they can depend on us to provide the right coverage for their clients. Let Brit Global Specialty customize a policy for you.


  • Experienced MPL underwriters with the authority and flexibility to precisely meet our clients’ needs
  • Robust and comprehensive policy form
  • Superior Responsiveness & Customer Service
  • 24 hour or less Quote Turnaround Time
  • Expertise in Litigation Management of MPL Claims


  • Duty to Defend Contract
  • Tailored Definition of Professional Services
  • Deductible Credit for Mediated Claims
  • Full Policy Limit for Disciplinary Proceedings Coverage
  • Full Policy Limit for Subpoena Response Coverage
  • Punitive Damages Coverage included within Definition of “Damages”
  • Fraud Exclusion with Defense Carve-back
  • Breach Response Coverage available by endorsement
  • Automatic Coverage for Subsidiaries
  • Automatic Coverage for Personal and Advertising Injury
  • Limits up to $5,000,000
  • Excess Coverage Available

Target Risks

  • Advertising Agencies
  • Arbitrators
  • Associations
  • Auctioneer (Non-Real Estate)
  • Appraisal Services (Non-Real Estate)
  • Bookkeeping & Tax Preparation
  • Claims Adjusters/Public Adjusters
  • Customs Brokers/Freight Forwarders
  • Data Storage/Document Shredding
  • Employed Lawyers
  • Employment Screening
  • Event Planners
  • Miscellaneous Consultants
  • Mediators
  • Medical Billing
  • Mortgage Brokers
  • Paralegals
  • Payroll Processing Services
  • Permanent and Temporary Staffing Agencies
  • Repossession Services
  • Travel Agents/Tour Operators
  • Trustees
  • Third Party Administrators