Private Client Insurance Cover | Brit Insurance

overview

Brit's Private Client insurance combines specialist underwriting, comprehensive cover and the claims expertise required to protect high value homes, valuable possessions and luxury vehicles.

Built on a personal approach and specialist knowledge, the Private Client offering is designed to protect what matters most. Our expert underwriting is tailored to each client, reflecting their lifestyle and ensuring their unique needs are met. 

Home insurance is at the heart of our Private Client cover, with the flexibility to extend cover to motor and travel. Our portfolio approach delivers a seamless and comprehensive solution. With Home, Motor and Travel insurance all under one policy, with one renewal date, managing your personal insurances couldn’t be simpler.

Bespoke Private Client insurance built for individual needs

No two clients are the same and neither are their homes or their lifestyle.
That’s why at Brit we take a holistic view, ensuring the coverage we provide offers the right protection every time.

Home insurance forms the foundation of this cover, supported by flexible underwriting and careful risk assessment. We can bring home, motor and travel cover together into one portfolio policy, making protection simpler to manage. We provide risk management advice, including a home visit when appropriate, protecting your home and family whilst removing uncertainty about the coverage you need. 

Why Brit?

Why choose Brit for Private Client Insurance?

Brit’s Private Client insurance is built on clear, independently recognised measures of strength, stability and service.

Why Brit?

financial strength

We are a financially strong Private Client insurer, backed by the global strength of Fairfax

secure & reliable

We are a leading Lloyd’s insurer, offering the security and reliability of the Lloyd’s market

protected long-term

We are Independently rated by S&P and AM Best, giving brokers and clients confidence in long‑term protection

25+ years’ expertise

We are experienced in the HNW sector, and supported by underwriters and claims experts with deep market knowledge

HOME INSURANCE

What is Brit Private Client Insurance?

Our high value home insurance is at the core of our private client coverage. High value home insurance is designed for properties and possessions that need more than a standard home insurance policy can provide. Private Client insurance may also be referred to as High Net Worth insurance or High Value Home insurance. 

It is specifically designed for High Net Worth individuals with higher valued assets that are not catered for by the standard personal insurance market.

Cover can include buildings, contents, valuable articles and liability, with the option to combine motor and travel insurance under one policy.

Worldwide and extended cover

Brit provides broad, all risks coverage with minimal exclusions including worldwide cover for contents and valuable possessions. 

With a range of extended and unlimited coverages as standard we bring certainty when the unexpected happens. From reinstating your home whatever the cost to generous cover for newly acquired items. 

HOME INSURANCE

TRAVEL INSURANCE

Brit Annual Travel Insurance

Offered as an optional extension to our Home Policy, the Brit Annual Travel Policy protects against trip cancellation and curtailment and overseas medical expenses for an unlimited number of trips, for the whole family. 

Designed for luxury, extended and more complex travel, we provide broader coverage and higher limits than standard travel insurance policies.


What Does Brit Annual Travel insurance cover?

  • Unlimited number of trips for the whole family - whether travelling together or individually
  • Individual trip length of 90 days
  • Medical expenses up to £10,000,000 
  • Coverage up to £15,000 per person for holiday cancellations 
  • Coverage for a wide range of winter and adventure sports 
  • Smart Delay Plus; providing access to a global network of executive lounges if a registered flight is delayed by more than 1 hour 30 minutes
  • Access to online 360 assistance service; providing up-to-date information on local security, political and safety information to help better prepare for a trip
  • 24/7 Emergency medical assistance from specialists

TRAVEL INSURANCE

MOTOR INSURANCE

Brit Private Client Motor Insurance

Offered as a optional extension to our Home Policy, the Brit Motor Policy is designed to protect higher value and luxury vehicles, from high value classics to the everyday.  

Multiple vehicles and drivers can be included on the same policy, with agreed value as standard. 


What Does Brit Motor insurance cover?

  • Agreed value with Extended Replacement cover
  • Multi-car discount
  • Any driver over 25
  • Fully comprehensive cover for all named drivers when driving borrowed cars
  • Choice of repairer
  • Depreciation cover for loss in value following a repair
  • A like-for-like courtesy car if needed, or the excess waived if not
  • Fully comprehensive cover for all named drivers when driving borrowed cars 

MOTOR INSURANCE

To find out more about the Brit private client insurance offering, please contact us using the telephone number or email below. 

privateclient@britinsurance.com

0203 857 0600

Or contact a member of our team below.

get in touch to find out more

Locations

The Leadenhall Building,
London
View Map

Colver Alison 2853

Alison Colver

Underwriting Manager, Private Clients

Colver Alison 2853
Read more
Wilson Beth 1186 Web

Beth Wilson

Assistant Underwriter Team Leader

Wilson Beth 1186 Web
Read more
Bailey George 6414 Web

George Bailey

Assistant Underwriter

Bailey George 6414 Web
Read more
White Marcia 2687

Marcia White

Head of Operations - Private Clients

White Marcia 2687
Read more
Barry Mike 7875 1000X700

Mike Barry

Head of Claims, Global Property & Specialty Programs

Barry Mike 7875 1000X700
Read more
Campbell Wade 8811 Web

Wade Campbell

Claims Manager, Programs & Facilities

Campbell Wade 8811 Web
Read more

Locations

The Leadenhall Building,
London
View Map