Healthcare Liability Insurance | Brit

Our Capacity
(US HPL Consortium)

$10m

Normal maximum capacity, including 2988
(Non consortium)

$6m

Overview

Our experienced healthcare team is committed to providing tailored insurance solutions, innovative products and related healthcare risk services to our clients and brokers. We pride ourselves on delivering disciplined, consistent underwriting and exceptional service for healthcare liability.

Our insurance coverage for healthcare providers

We cover a range of risks for our clients and brokers, with our underwriting expertise extending across the US, UK & International healthcare providers. 

US hospitals 

US hospital accounts will be underwritten exclusively on an open market basis. We will consider submissions for a wide range of hospital categories.  Our underwriting appetite also ranges from large urban academic medical centres and multi-state groups to small, rural, single-facility, community-based health systems.

We will consider risks on a primary or excess basis and we are able to offer facultative reinsurance to captive insurers and risk retention groups. The common theme throughout our portfolio is a recognition of our clients’ proactive approach to clinical risk management and positive claims experience.

US allied healthcare

We have a broad appetite for most US allied healthcare sectors, and these accounts can be written on a primary or excess basis, via the open market, or on binding authorities. Smaller-sized accounts will be written via our selective panel of Lloyd’s coverholders, whilst large accounts or multi-state groups can be considered on an open market basis in London.

UK and International Healthcare

We offer medical liability coverage solutions to Hospitals, other large healthcare institutions, allied healthcare providers, and individual clinicians in a number of territories. We are able to respond to the increasing demand from both established and emerging markets to suit clients’ specific needs.

Please get in touch if you would like to find out more.

Parallax Healthcare Worker

finger on the pulse

“Better standards of care and new medical technologies lead to improved survivability, higher benchmarks and greater patient expectations.”

Read our healthcare report to discover more about emerging claim trends in US Hospital Professional Liability.

Read more

Our Expertise in Healthcare Liability

Our team have a wealth of expertise and experience in healthcare liability underwriting, hosting a dedicated in house claims team with 3 class-specialist adjusters. 

  • Combined 38 years of experience in underwriting for Healthcare Liability
  • ACII qualified underwriters
  • LMA committee chair

Our Expertise in Healthcare Liability

Our Resources

We have a range of resources available for brokers to understand our healthcare offerings. Learn more about our expertise:

Our Team

empowered to innovate, so you don't just survive but thrive

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Locations

The Leadenhall Building,
London
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Locations

The Leadenhall Building,
London
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Related Services

Our insurance provisions are tailored to the needs of your client’s business, going beyond the bounds of Healthcare Liability to ensure comprehensive coverage. A wide range of optional enhancements can be added to their healthcare liability insurance to ensure complete and robust coverage.

 

  • Cyber - Our Cyber Insurance offering can help you create full cyber coverage in conjunction with CPR insurance that protects against a wide array of digital risks.
  • International Property - International Property cover can be combined with CPR insurance to help manage the broader impact of cyber events on physical assets abroad.
  • North American Open Market Property - This coverage complements CPR by addressing potential losses to high-value North American assets caused by cyber-related disruptions. Together, they offer comprehensive risk mitigation across both digital and physical domains.
  • Directors and Officers - D&O insurance works in tandem with CPR by protecting decision-makers in the event of litigation or regulatory scrutiny following a cyber breach.

 

Related Services

At Brit, we aim to provide a service that extends beyond simply offering mechanisms of risk transfer. In long-tail classes such as Healthcare Liability, it is essential that we engage with our clients to create meaningful long-term partnerships. This requires us not just to innovate, but to provide genuine insight and leadership that help clients navigate this complex and evolving environment

Tom Kennedy Class Underwriter