Cyber & Technology


Advances in technology are creating new business opportunities – and new business risks – at an unprecedented pace.  At Brit, we provide our small to mid-sized clients with solutions to these new risks so they can fully embrace the opportunities technology offers them.

We start with policies that fit today’s  businesses with features like automatic coverage for business income loss from network disruptions to cloud providers.  We also provide  Brit Data Safe which includes regularly updated risk and compliance materials, online courses that can be assigned to employees and unlimited, confidential  phone and email consultation.  In the event of a breach or network disruption, our clients have access to a 24x7  reporting hotline and a network of tried and tested legal, forensics and service experts to manage the response.    

At Brit, we believe that “Seeing the Difference, Makes the Difference”. We’re successful because our clients experience the benefits – or “see the difference” – from:

  • 24/7 claim reporting hotline
  • Brit Data Safe – it’s more than a portal:
    • Virtual CISOTM – unlimited, confidential phone and email support from privacy and security risk experts on topics like: Risks to manage when moving to cloud based services, implementing or updating your breach response plan and, based on our self-assessment, what should our next steps be to strengthen our data security?
    • Training, compliance and education resources for you and your employees
    • Policy templates
    • Regular articles and webinars on emerging risks
  • Access to preferred breach response vendors with a proven track record of resolving breaches
  • Mutual choice of attorneys and breach vendors
  • Experienced underwriters with the authority and flexibility to precisely meet our clients’ needs.

Coverage

  • Full limit first and third party security and privacy coverage including regulatory claims
  • Privacy coverage extends to violations of your written, outward facing privacy policy
  • Affirmative cover for cyber terrorism
  • Coverage for PCI-DSS Assessments
  • Available sub-limit for Cyber-Theft of funds, service credits or tangible goods by a non-employee
  • Business Income coverage for your network disruptions (defined as a failure, interruption or degradation of the operation of your computer system) and those involving your cloud providers
  • Media liability coverage extending to material posted on your behalf on third party sites and networks
  • Knowledge and notice provisions apply to a defined Control Group
  • Ability to make policy primary over separate professional liability policies that might be triggered by a cyber-attack or privacy breach
  • Excess coverage also available
  • Limits up to $10,000,000

Target Risk Characteristics - Cyber

  • K-12 Education
  • Financial Institutions & Financial Services
  • Healthcare Providers & Vendors
  • Professional Service Firms including Accountants, Architects & Engineers, Attorneys, Business Process Outsourcing, Consultants, Real Estate
  • Public Entities
  • Retail & Hospitality
  • Utilities
  • Manufacturing & Wholesale

Target Risk Characteristics - Technology

  • Application and web developers
  • Business Process Outsourcing
  • Consultants
  • Firmware, programmable components
  • Hardware
  • Software & Software as a Service
  • Value added resellers



having the right partner can
make all the difference in managing cyber risks.   we pride ourselves
on delivering creative underwriting solutions, industry leading risk management
resources and outstanding claim service to our clients.  

Michael Carr, Senior Vice President