Our Legal and Professional Expenses products provide access to professional advice and cover the fees incurred in pursuing or defending specified legal disputes and investigations. We are a recognised leader for business in the UK, Canada, Australia and the USA and are developing other international territories in respect of before the event (BTE) business only.

Legal expenses

Typically distributed to individuals, SMEs and affinity groups via delegated authority or master policy, cover is provided on a 'before the event' (BTE) basis  for the cost of pursuing and defending certain types of legal actions.

Intellectual property

Coverage provides an indemnity against the legal fees incurred in pursuing or defending against an unforeseen claim of an infringement of an intellectual property right.

Specialty programmes

We underwrite programmes which do not fall into another recognised class of insurance business. Our specialty programmes are typically attritional in nature and usually, though not exclusively, involve a form of legal and/or financial risk.

Structured risks

We also specialise in structured arrangements for intermediaries, specialist agents and affinity groups, providing them with the opportunity to share in the underwriting results of their product.