CONSTRUCT for construction project owners provides first and third party protection for damages the insured project owner(s) may incur or be legally obligated to pay as a result of the negligence of design professionals or a design builder they engage on their project excess over and difference in conditions of coverage maintained by the design firm or design builder.

We offer project-specific indemnity protection that applies in excess and difference in conditions of collectible design liability insurance policies for wrongful acts or pollution events. We cover third party claims defense & indemnity protection for third party claims made against the project owner resulting from the negligence of a design professional or design builder. For an owner with a multi-project construction program CONSTRUCT for construction project owners can be written on a “rolling” or an annually renewable basis.

• Coverage in the name of and dedicated specifically to the Project Owner(s)
• Limits of Liability can only be diluted by claims made by or against the insured Project Owner(s)
• Cost effective option to more traditional Project Specific Professional Liability alternatives

• Modular-based coverage form with up to three (3) potential coverage parts to CONSTRUCT your client’s policy: Protective Indemnity - Wrongful Acts, Protective Indemnity – Pollution Events, 3rd Party Claims Defense and Indemnity
• Coverage applies to traditional Design-Bid-Build or Design-Build Project Delivery Methods
• Broad Definition of Design-Build to include At-Risk Construction Management or GC/CM Project Delivery
• Limits of liability up to $10,000,000 for Each Coverage Part per claim, aggregate and policy aggregate for all Coverage Parts.
• Protective Indemnity Coverage applies excess over and Difference in Conditions of all collectible Design Liability Insurance Policies
• Third Party Claims Defense and Indemnity coverage
• Broad Definitions of Design Professional, Design Builder, Professional Services, Insured, Wrongful Act, Covered Operations, Pollution Event and Job Site
• Worldwide Coverage