Programs

The Specialty Program business remains a growth segment in the U.S.  We have a team of program underwriters who are highly experienced in evaluating and developing niche programs. Our products are distributed exclusively through specialty program administrators who value long term carrier relationships.

Within our Program practice, we underwrite commercial and personal lines products in 50 states. We look for programs that have a profitable history and potential for growth. Our product lines include Property, Inland Marine, Ocean Marine, General Liability, Excess Liability, Commercial Automobile and Professional Lines. 

TYPES OF PROGRAMS

Industry Group Programs

Typically homogeneous business focused on a specific niche or industry group. Products and services are generally customized for the specific class of business. Generally distributed through a single Program Administrator.

Affinity Groups

Part of an industry association or buying group. May be sponsored in part or entirely by the association as a benefit of membership.

Binding Facilities

Products that can be offered to multiple classes of business or occupancies. Generally distributed on a regional basis through multiple distribution sources.

DISTRIBUTION

Brit Program Administrators have the expertise and system capabilities to underwrite, rate and issue policies on Brit’s behalf. We utilize independent TPAs for claim administration and loss control.

We offer competitive compensation. Profit sharing, variable sliding commission and underwriting risk sharing through captives are also considered.

"As we work to further develop our business, our Program team strives to accomplish two fundamental objectives on each and every opportunity. The first is to selectively underwrite in niche markets where we can provide a suite of products and services that will be responsive and competitive for the buyer. The second is to partner with MGAs that are specialists in administering these niche programs
and who value a long term carrier relationship that is cooperative, transparent and intent on profitably growing the business. We understand that both are critical to our success"

Tim Chesson, Senior Vice President