Excess Casualty

Our Excess Casualty team is committed to growing through a dedicated wholesale brokerage network and evaluating individual risk characteristics to assist in providing customized solutions. We aim to establish long term partnerships through responsive service, expertise, flexibility and a broad underwriting appetite that suit our clients needs in an evolving market.

We provide a non-admitted excess casualty product to a wide range of commercial businesses where general liability is the driving exposure. Various attachment points and underlying coverages can be considered.

Highlights

  • Attachments starting at $1,000,000
  • ISO influenced Excess Follow Form Coverage
  • Occurrence or Claims-Made Coverage available
  • Flexibility to follow coverages such as PL, E&O, GKLL and Abuse when incidental to overall risk
  • Quota share availability with other carriers (carrier rating threshold to apply)
  • Provide ventilated policies on single risk tower

Target Classes

  • Product Liability driven risks including but not
  • limited to: Manufacturers for commercial, industrial and consumer products; Foreign Importers with US distribution entities; Distributors; Discontinued Products; Equipment rental/leasing
  • Premise Driven Risks including but not limited to: Retail and shopping mall exposures; Hotels/Motels; Full service resorts and amenities including
  • timeshares; Casinos; Restaurants and High End Lounges; Residential, Commercial and Mixed-Use Real Estate (minimum $5M attachment)
  • Miscellaneous: Trade and Artisan contractors; Discontinued operations coverage; Special Events with short term policies available
  • The following classes will not be considered at any attachment point: NY contracting, Truckers, Pharmaceutical, residential construction in known construction defect states, Gentleman’s Clubs

Capacity and Minimum Premiums

  • $15m

    Capacity

  • $25,000

    Per policy minimum premium (lower minimum available on supported)

  • $1,500

    Per mil minimum premium

Unprecedented settlement values and liability verdicts continue to enforce the need for specialty clients to protect their operations against unexpected losses. At Brit, we are committed to providing responsive excess casualty solutions to mid-large sized clients through our wholesale partners.

Jon Liening, Senior Vice President, Excess Casualty