Legal Expenses

We write Before the Event (BTE) and After the Event (ATE) legal expenses business. Our primary focus is the UK but we also specialise in Canada and Australia. Our ATE and BTE business is for both personal lines and commercial enterprises.

Our UK business is only written through specialist legal expenses intermediaries. In Canada and Australia we support general Lloyd’s approved intermediaries to enhance their product offerings on a retail and wholesale basis.

We also specialise in structured arrangements (through standalone or protected cell captives) for intermediaries, specialist agents and affinity groups, providing them with the opportunity to share in the underwriting results. Our unique products are tailored to our clients’ needs.

Benefits

Legal Expenses insurance provides access to advice and cover for the legal costs of pursuing or defending certain classes of legal action. It is available to both individuals and companies.

Insurance can either be provided on a BTE basis, by adding cover to a household, motor or general commercial policy. For certain classes of action, we can provide it on an ATE basis, covering the other side’s costs for an event that has already occurred, such as a personal injury, contract dispute or insolvency litigation.