Individual and Group Personal Accident & Sickness
This cover is designed to indemnify senior executives and/or employees against the perils of accident or sickness. Capital benefits are payable following death (excluding life cover) loss of eyes, loss of limbs or permanent disability. Weekly/monthly loss of income cover is also available.
Sums insured are flexible, but are generally as multiples of salary for capital benefits or as percentage of income for weekly/monthly income protection.
Our cover can be purchased on a 24-hour basis or from occupation only.
Key Man
This cover indemnifies individuals from disability (from a stated occupation) whether permanent or temporary against the perils of accident or sickness. Cover can be sought on a personal or corporate basis to protect contracted earnings or loan agreements.
Credit Card
Cover is provided by the banks/credit card companies for the benefit of cardholders. It can provide standard personal accident cover or a comprehensive travel package.
Benefits
Specialising in tailored Personal Accident solutions, our team’s service levels are excellent.
Our Kidnap, Ransom & Extortion Insurance provides coverage for kidnappings and other events through a combination of financial indemnification and expert crisis management through selected Lloyd’s approved coverholders.
Travel
We provide corporate cover for directors and employees while travelling overseas on business.
War & Associated Risks
For persons who are in war, war-like, or disturbed areas we provide Personal Accident cover with additional cover for Medical and Repatriation.