General Liability

Our seasoned General Liability team offers access to a wide range of Primary and Excess solutions through wholesale brokers. Backed by an average of 20 years' experience, our underwriters aim to deliver the expertise and service our clients demand.

General Liability

Stephen Courchaine

Senior Vice President

Street Sceneseeing the diffrence makes the diffrence

Our Product

We offer primary general liability products for a wide range of GL classes including product manufacturers, wholesale distributors, artisan contractors, and premises driven risks.

Target Classes

Product Driven accounts including but not limited to:

  • Manufacturers: Industrial Machinery, Construction Equipment, Farm Equipment, Auto Parts, Safety Products, Testing Equipment, Medical products and devices (non-implantable), Marine products
  • Wholesalers
  • Importers

Premises Driven accounts including but not limited to:

  • Office buildings, Shopping Centers, restaurants and vacant buildings

Artisan Contractors including but not limited to:

  • Carpenters, Concrete construction, Commercial roofing and Electrical contractors


  • New operations
  • Millwrights
  • Equipment rental

These classes are available in most states. We will generally avoid New York contractors, drug, chemical and firearm manufacturing, nursing homes, medical implants, refineries, drones and smoking related products.


  • Target premium size $15,000 to $75,000
  • Minimum premium $5,000
  • ISO policy forms
  • ISO and proprietary endorsements
  • Both occurrence and claims made products available
  • Full CGL or stand-alone products liability policies
  • OCP and RRP available when we write the contractor
  • Liquor Liability available in most states
  • Standard deductibles from $2,500 to $25,000. Some accounts may be written with no deductible.
  • Product available through contracted wholesale

Our Capacity

  • Primary limits available up to $2,000,000 per occurrence and $4,000,000 aggregate
  • Excess GL limits available up to $5,000,000 per
    occurrence and $5,000,000 aggregate

Our Paper

Lloyd’s of London on behalf of Brit Syndicate 2987

Our Security

  • A (Excellent) A.M. Best
  • A+ (Strong) Standard & Poor’s


Stephen Courchaine

Senior Vice President, General Liablity

+1 860 815 9195 | Email

Peter Canna

Vice President - General Liability

+1 860 815 9191 | Email


Terry Stubbs

Senior Vice President

713.239.1071 | Email

Rick Bankston

Vice President, SIR

706 999 0197 | Email